If I could be honest, I haven’t always the best saving and spending habits. It’s something about Sephora’s fragrance and the convenience of fast food that calms my jitters after a long day of shopping during the Christmas Season
Since I have now partaken upon the journey of becoming a full-time blogger, I realize the excessive amount of money I spend on holiday gifts and random gifts to myself during the Christmas season.
Oh boy! I am the worst.
So I’m today’s post I want to discuss 6 WAYS TO NOT GO BROKE THIS CHRISTMAS
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6 WAYS TO NOT GO BROKE THIS CHRISTMAS
1. LIMIT YOUR DINING OUT DURING THE HOLIDAYS
I live in one of the busiest states.
It’s a madhouse trying to do holiday shopping or breathe during the holiday season, so that’s when my obsession with Doordash and Grubhub became addictive.
Unbeknownst to me that my laziness to cook during the holiday season drained my bank account, I quickly switched gears and wanted to incorporate more savings into my world.
In proverbs 21:20, it says, “Saving up for a rainy day, putting your money to work and multiplying it is a wise thing to do, only fools drain everything they worked so hard to obtain.
Knowing what I know now, I quickly modified my spending habits during the holiday season.
Here’s how you can apply
1. Meal prep
2. Plan out your meals in advance before you grocery shopping, so that preparing food becomes more natural.
READ MORE: THE BEST HOLIDAY SEASON MORNING ROUTINE
2. LIMIT EXCESSIVE HOLIDAY SHOPPING TO SAVE MONEY
I know we all love Target, especially during the holiday season!
I will be the first to admit that.
But, their prices aren’t always budget-friendly.
As I mentioned in my previous post, I would go to Target or shopping centers to smell the candles and leave spending $200 on random must-have finds that would be perfect for a holiday gift for either my sisters or mom.
The great thing about limiting your shopping trips is that now you’re strategically shopping instead of splurging and placing your account into the negative.
A great motto I have now put into my daily thought process is that the holiday season is basically for two months.
I still have the other ten months to survive, am I setting myself up for success by limiting my shopping spree or am I excessively shopping as if all of the apple cinnamon candles are leaving, haha.
Here how’s to apply
1. Write out your list
2. Bring cash only, and if you exceed over the cash budget for your gift shopping, it will have to wait or maybe buy little trinkets instead.
3. Shop on the clearance rack or choose site such as groupon and ebates.
3. LIMIT YOUR COSMETIC SHOPPING TO SAVE MONEY
Before I had responsibilities of any sort, I would spend hundreds of dollars on makeup.
The most expensive makeup product I purchased was a Chanel foundation that cost $65.
I cringe at that price tag now.
And if you’re a makeup lover like myself, you go bonkers over a good pigmented eyeshadow palette.
But as with many of my points, treat yourself occasionally and purchase that makeup but do not completely drain your bank account.
4.LIMIT EXPENSIVE FRAGRANCES AS HOLIDAY GIFTS
Growing up, my grandma would squirt perfume upon my sisters and me, and we would become so gitty over the fact that she allowed us to wear her signature fragrance.
Those moments were cherished, and it also introduced me to spending excessive money on fragrances. Which drained my bank account during the holiday season.
As much as I love to gift my family expensive items I had to think smarter and learn ways to save money without totally gifting random presents of fragrances to my fragrance lover family,lol.
Here is how to apply:
1. Buy the tester size; these are usually discounted price.
2. Buy online and also buy the mini size instead of the full bottle.
3. Use subscriptions
Read More: How To Track Your Income + Business Goals
5. SHOP OUTSIDE OF THE HOLIDAY SEASON
Shopping out of season will help save you a lot of money during the holiday season. My mom became a single mother after the death of my father.
And growing up, I would always witness my mom hiding holiday gifts for my family during the summer!
I thought to myself, is this a scavenger hunt, or is my mom holiday shopping in the summer?
And to my surprise, she indeed was! She later stated that the gifts we requested weren’t expensive because everyone was enjoying the summer! How brilliant!
Start aiming to save money to start your holiday shopping before the holiday season.
My family and I started an adult version of secret Santa that we named ” Mystery Gift.”
One of the cool things about this was that we only had to purchase gifts for one person, and there was a $10 budget, which was perfect when you’re aiming to save money this holiday season.
Once you obtain the name from the mystery bucket, you can go to Walmart/shopping centers to choose a gift or use GROUPON!!
I had no idea about Groupon until my mom booked a spa date for only $30 in Beverly hills!
Knowing that Groupon had terrific deals on exceptional items, it has become a staple for my holiday shopping.
The older I become, the least I am impressed with spending thousands of dollars on gifts, but I merely enjoy being with my family and friends!
I hope this list gave you some ideas on how to save money during the holiday season.
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